Life insurance is purchased for many reasons. Typically a person buys a policy to provide financial protection for their family if they pass away. However, a policy can be bought for other reasons. Ready to discover what options are available for you? Call us and explain what you would like a life policy to do for you and we will recommend the best product for your need.
Life Insurance The Woodlands Texas
Term life insurance is usually offered in terms of 10, 20 or 30 years. Face values can range from $20,000 to $5,000,000. These policies tend to be flexible and more affordable.
Term Life
Whole life insurance is usually offered in terms of 10, 20 or 30 years. However, some carriers offer a term up to age 100. Whole life generally builds cash value but tends to be more expensive.
Whole Life
Fixed annuities can be either immediate or deferred. The premiums you deposit earn an interest rate guaranteed by the insurance company. This tends to be a safer way to invest since your earnings are predictable. Interest rates on a fixed annuity are generally higher than what your bank would offer.